Hi Gwen,
I went on the February 2nd Nile Cruise. It was great. The ships have pool towels by the swimming pool and towels in the room.
I took £100 sterling in Egyptian pounds and changed some more sterling into Egyptian pounds while I was there - the hotel in Cairo had a 24 hour bank however the ship does not change money , and banks are closed Friday and Saturday.
We needed US Dollars to pay for the extra trips with JustYou - you will get a letter about 2 weeks before you go - about $300 - so I took $600
I also took sterling. Credit cards are accepted at major stores and to pay the bill on the ship at the end of the week. However Egyptian currency is best for street markets and haggling.
Have a good trip
Colin